We offer full service attorney based loan modification programs for homeowners in all 50 states. If you
can identify with one or more of the following statements, then a loan modification could be just what
you’re looking for:
Your home value has dropped
You’re late or behind on your mortgage payments
You’re interest rate recently increased
You’re interest rate is about to increase
You’re facing a balloon payment
Any wage earner in your household has suffered a pay cut or job loss
You’ve incurred large medical bills
You are experiencing a financial hardship
You are about to experience a hardship
You’ve received a Notice of Default letter from your lender
You’re facing foreclosure
Attorney-Based Loan Modification Services
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Loan Modification Benefits
Loan Modification Process
The loan modification process starts with a
professional intake interview. Our representative
will gather information from you and build your
file. We do all the work; you just answer some
questions and send us some basic documents.

When your file is complete, we’ll forward it to the
legal firm for a full review. They will evaluate your
case and determine the actions necessary for a
successful loan modification. If they think they can
win, they will ask you to authorize payment only at
this time.

Next, they’ll contact your lender’s loss mitigation
department and present your case as your legal
representative. The legal team will use a series of
negotiation strategies and tactics designed to
generate the best possible outcome for you and
your family’s specific situation.

If you are behind on your payments or have
received a NOD letter, they will contact your
lenders collections department and let them
know that you have retained our legal services.

From start to finish, the entire process usually
takes between 30 to 45 days. More challenging
cases can take longer. We’ve seen some
extreme cases that took up to 120 days. But the
results were well worth the wait.
Loan modification services can help you and
your family eliminate your financial stress and
regain control over your mortgage payments.

Benefits of a successful loan modification can
include:

Lower monthly payments
Lower interest rate
Lower loan balance
Fixed interest rate
Relief from past due balances
Save your home from foreclosure

Increased cash flow means you can prioritize your finances without having to worry about
whether or not you can afford to keep your home.

Because a loan modification is NOT a refinance,
you don’t have worry about qualifying with your
credit score or home value.

Best of all, there are zero closing costs with a
loan modification. No origination fees, no
appraisal fees, no credit fees, no application
fees, no title fees. You pay only one attorney fee
that amounts to less than one third of the cost of
a typical refinance.

Click here to get started today
You are not alone. Millions of Americans are reeling from the devastating impact of today’s economic
challenges. The government knows this. That’s why they’ve asked banks and lenders to use some of
their bailout money to help homeowners. But your bank is not about to give away its money without a
fight. Your bank is only looking out for its best interest. We are looking out for yours.
Attorney Based Loan Modifications - Federal Loan Savers